Select at least 2 and complete within the next week:
$ Order at least one of your credit reports from http://annualcreditreport.com. Mark your calendar to view the other 2 at 4 month intervals. You can also sign up for our Credit Check Reminder at http://dollarsandsense.tamu.edu/creditcheck
$ List all of your debts – credit cards, loans, etc. with amounts checking to see if you are overextended.
$ If you are married, sit down with spouse, and review credit/debt load – make a plan to pay off debt.
$ Single – be honest with yourself as you review credit/debt load – make a plan to pay off.
$ Make a list of your credit cards in your wallet with contact information if your wallet is lost or stolen.
$ Figure your debt to income ratio.